Plan to Save.
Managing your finances can be scary and overwhelming. Creating a ‘plan’ for your money is the key to long term happiness. Here’s an easy way to approach building a budget: First, list all of your income sources. Second, record your monthly and yearly expenditures (rent, student loans, car payments, etc.). Third, needs vs. wants – … Read more
What a Renter Should Know
The number of renters is steadily increasing. If you’re a renter, here are six things you need to know: 1. Rent is negotiable. While this may depend on your local market, to secure a reduction you need to show them you’re interested (and serious) by signing a lease immediately upon agreeing on a price. 2. … Read more
Live Life For Less
We’ve all been there. For some it’s a college education, for others it’s home improvements and then there’s that vacation of your dreams; life is expensive and sometimes we just don’t have the means to fund it. What’s a poor soul to do? Get a Super Six Home Equity Line of Credit. A Super Six … Read more
Longer Commutes Bad For Your Health?
If you’re one of the many Americans who have a long commute to work, you’re already painfully aware of the negatives. But, did you know it could be bad for your health? New research found that a longer work commute was associated with higher weight and lower fitness levels. The study gathered information on participants’ fitness, … Read more
Breakout the Grill, Summer’s Here!
If you’re like most Southerners, grilling is a passion. While you probably have your go-to grill favorites, we bet you didn’t know you could grill these five things. So, go ahead, surprise your grill fans and smoke your competition! Watermelon: Heat, smoke and a hint of salt make this sweet fruit turn savory. Cake: The sweetness … Read more
Can You Afford to Buy?
So, you’re itching to buy a home. Staying put, decorating and planting a garden don’t seem so bad anymore – you’re ready for the challenge! The question is, can you afford to buy? Crunch some numbers to see if you can afford a home! There’s a classic guideline called the 28/36 rule. The first part of … Read more
Breaking Up Is Hard To Do.
…Or maybe not. If you’re thinking about switching to Orion, check out these seven steps for a smooth transition! Step 1: Open your new account with a small deposit. Step 2: Make a list of all the automatic payments and deposits that are scheduled to go in and out of your old account each month. … Read more
Eat Green.
Like the idea of eating seasonal produce grown close to home? Wonder what’s in season near you? Visiting your local farmer’s market is a great way to eat fresh, support local business and live a little more ‘green.’ Stop by your local farmer’s markets and Enjoy!
Save Money By Refinancing Your Auto Loan with Orion
Saving money on your auto payment is a great way to reduce your monthly expenses. And refinancing your auto with Orion may help. If you have an auto loan with another financial institution, Orion may lower your payment by refinancing at a lower interest rate. Orion offers rates as low as 2.49% apr to help you purchase a … Read more
Identity Theft And Ways to Prevent It
Identity theft can have long lasting effects on your finances and credit. To help prevent these crimes, here are some basic steps you can take to protect yourself. • Look at your credit report annually for unfamiliar items. • Use caution when giving out personal information. If you didn’t initiate the call, don’t give it … Read more