Identity theft can have long lasting effects on your finances and credit. To help prevent these crimes, here are some basic steps you can take to protect yourself.

• Look at your credit report annually for unfamiliar items.

• Use caution when giving out personal information. If you didn’t initiate the call, don’t give it out.

• Check your mail promptly.

• Shred bills, statements, receipts and old credit/ATM cards.

• Store your social security card in a safe deposit box or another safe place.

• Review your financial transactions often and report suspicious activity immediately.

• Don’t use obvious passwords

• Only shop at online sites you are comfortable with.

• Immediately report a lost or stolen credit/ATM card.

• Memorize your PIN, don’t write it down.

• Always get a receipt when you buy something.

• Use a drive-up ATM when possible.

Numbers to remember

• To file an identity theft complaint:

     o Federal Trade Commission Identity Theft Response Center 1-877-438-4338

• Credit Agencies

     o Equifax 1-800-525-6285

     o Experian 1-888-397-3742

     o TransUnion 1-800-680-7289

• To report possible fraud involving your Social Security Card Number: