Our Rising APY

Orion’s vision is to be a leading source of financial independence in the communities we serve.  One of the ways we fulfill that vision is by returning profits to our members in the form of lower loan rates and higher deposit dividends.

The new yield on our Orion Premium Checking account proves our commitment to that goal.  We have raised the APY to 3%, available on all balances up to $20K.*  That’s 20 times the average checking rate in Memphis, according to Bankrate.com.

We’re able to do this because we differ in both philosophy and structure from other financial institutions.  As a credit union, we are a not-for-profit, democratically controlled, member-owned cooperative.

We exist to serve our members.  Not a profit-seeking board.


*Orion Premium Checking comes with no minimum balance or monthly fee, and includes cash back rewards and free checks.  Just 2 simple requirements to earn: perform at least 8 signature-based transactions and one $500 direct deposit per month. Why not get paid for the things you’re doing anyway?